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Home » Apply for Indigo® Platinum Mastercard® Credit Card – Your Instructions

Apply for Indigo® Platinum Mastercard® Credit Card – Your Instructions

indigo card

The Indigo® credit card is crafted with individuals in mind who may have less-than-perfect credit. Issued by Celtic Bank and serviced by Genesis FS Card Services, it’s designed to be accessible for those with limited or poor credit. Typically, the approved cards come with a modest credit limit, a higher APR, and an annual fee.

Indigo® Mastercard® Celtic Bank        

Here are the details for three different credit cards:

Plat-602

  • Purchase APR: 24.9%
  • Cash Advance APR: 29.9%
  • Penalty APR: Not applicable
  • Annual Fee: $75 (first year) / $99 (subsequent years)
  • Transaction Fees: $5 or 5% (whichever is higher, max $100)
  • Penalty Fees: Up to $40
  • Credit Bureau Reporting: Yes
  • Security Deposit: No
  • Pre-Qualification Impact on Credit Score: No Impact

Plat-603

  • Purchase APR: 24.9%
  • Cash Advance APR: 29.9%
  • Penalty APR: Not applicable
  • Annual Fee: $59
  • Transaction Fees: $5 or 5% (whichever is higher, max $100)
  • Penalty Fees: Up to $40
  • Credit Bureau Reporting: Yes
  • Security Deposit: No
  • Pre-Qualification Impact on Credit Score: No Impact

Plat-606

  • Purchase APR: 24.9%
  • Cash Advance APR: 29.9%
  • Penalty APR: Not applicable
  • Annual Fee: $0 (introductory offer, subsequent years also $0)
  • Transaction Fees: $5 or 5% (whichever is higher, max $100)
  • Penalty Fees: Up to $40
  • Credit Bureau Reporting: Yes
  • Security Deposit: No
  • Pre-Qualification Impact on Credit Score: No Impact

How to Apply for Indigo Credit Card Platinum Mastercard® Online

  • Visit www.indigoapply.com.
  • Click on the link that says “See if you’re pre-qualified” near the bottom right-hand corner of the page.
  • Provide your first and last name, address, date of birth, Social Security number, and email address. Don’t forget to enter your phone number.
  • Choose a design for your credit card.
  • Scroll down and click the box agreeing to the electronic disclosures.
  • Click the yellow box that says “Pre-qualify Now” and follow the prompts to complete your application.

It’s a quick and easy process to apply for the Indigo Credit Card online!

Other Options for Indigo Credit Card Application 

If you prefer, you can complete an Indigo® credit card application using a mail invitation. Simply visit www.indigoapply.com and enter the invitation number you received in the mail. After entering your zip code, click “Get Started” and follow the prompts to complete your application. It’s another convenient way to apply for the Indigo Credit Card if you’ve received a special invitation by mail.

Source: http://www.indigoapply.com/

Indigo® Credit Card Rewards

The Indigo® credit card doesn’t offer points or cash back rewards, but it comes with valuable benefits such as car rental protection, travel assistance, and extended warranties on your purchases.

Indigo® Credit Card FAQs

What is the APR for an Indigo® credit card?

The APR for an Indigo® credit card is 24.9 percent, with a penalty APR of 29.9 percent.

Can I add an authorized user?

Absolutely! You can add an authorized user, but remember, you’re responsible for any purchases they make.

Is there an annual fee?

The annual fee varies based on your creditworthiness. You might have no annual fee, or you could be issued a card with a $59 or $75 the first year, $99 thereafter annual fee.

Is there a late fee?

If you haven’t had any late payments in the past six months, the late fee is $27. However, if you’ve had a late payment in the past six months, the fee can be $40.

Can I get a cash advance?

Yes, you can get a cash advance with an Indigo® credit card, and the fee is $5 or 5 percent, whichever is higher.

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